Money-Wise Reasons to Use Dental Insurance by December 31

Visit our Spring, Texas, dentist office soon Holiday season in Houston really starts in October, and expenses steadily increase as the year ends. With all of the hustle and bustle, it is easy to overlook one huge money-saving opportunity. Getting dental work done now is like putting money in the bank. How is that true?

Use Benefits Before They Expire
Most dental insurance policies expire at the end of the calendar year. You can save serious money by using the dental benefits now before they expire.

Suppose you have a $1,000 dental insurance policy to use at your Spring, Texas, dentist. You might have received $100 of the benefits already with a teeth cleaning and exam. You still have $900 in benefits waiting to be used. If you have been putting off a needed filling or root canal to stop recurring tooth pain, then your insurance may pay up to 80% of those costs. Even major work like crowns and bridges may be partly paid by dental insurance (up to the policy limits).

Hundreds of dollars per person in your family – don’t forget the kids – that is real money you can save. It just makes dollars and sense to use the benefits for this year’s policy before they expire. Call our Spring, Texas, dental office today to schedule your family’s appointments.

Flexible Savings Account and Federal Health Care Alerts
If you have a Flexible Savings Account (FSA) through your Houston or Spring, Texas, employer, you may be able to use the funds for dental work. Put those FSA funds to work while you still have them available. You will lose any funds not used by the end of the year.

Also, if you are using a federal health care program, you are eligible to add optional dental care coverage. The open enrollment period starts in November. Click here for more information on dental coverage in the marketplace

Fix Problems Sooner, Not Later
It’s true in nearly every field, whether we’re fixing roofs or getting stains out of garments: addressing problems sooner is better than waiting until the problems get worse. In dental health: It is always worse to postpone cleanings, fillings and any tooth repair work.  The bacteria keep attacking the teeth and lead to gum disease; the damaged or mismatched teeth keep grinding, cracking or wearing away. An easy filling today becomes a root canal in a few months.

Using your dental insurance benefits now to address problems early saves you money by reducing your overall costs. Call our Spring, Texas, dentist office today. A smaller fix now is usually cheaper than a big fix later. And living pain free with an attractive smile makes it all worthwhile!

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